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Ja’Net Adams discusses financial success at Campbellsville University

By Emily Roberts, student news writer, Office of University Communications

CAMPBELLSVILLE, Ky. – Ja’Net Adams found herself $50,000 in debt with a new house and a one-year-old child during the height of the Great Recession.

Adams, who has since become a financial advisor, vowed never to let herself get in that position ever again.

Today, she travels the world helping others get on firm financial footing, and she recently made her way to Campbellsville University to share tips and strategies to have financial success.

She recently presented her long-term for financial success plan during a Food for Thought discussion Feb. 22 in the university’s BASC Banquet Hall.

“No matter who you are, you can be successful,” Adams shared “It is just about the steps you take along the way.”

Adams presented students with a personal goals sheet during her presentation. Though she graduated from college debt-free, Adams shared she soon found herself in a large amount of debt.

The only reason Adams said she was able to take control of her overwhelming debt was by utilizing a personal budget.

Selling unworn clothes and TVs and restricting the number of times her family ate out at restaurants also allowed Adams to get a firm grasp on her financial situation.

Adams concluded her own story of financial success by insisting that Campbellsville University students make connections and take control of their finances.

Adams personally asked each student to share their personal plans and encouraged them to follow through with their plans to ensure internships and jobs after graduation.

After personalized advice, Adams encouraged them to put themselves out into the world and seize their opportunities.

“Connections are everything,” Adams told a student, “You never know how they may benefit you.”

Adams also discussed the history of Black wealth in America.

The discussion highlighted the origins of financial discrimination in America. Adams said the probability of successful minorities in the United States has been at an all-time low due to racism and discrimination.

“I want you all to take out your phones and google the first Black millionaire,” Adams said. As members of the audience called different names, Adams said, “See how the answer is different every time? That is because history does not do them justice.”

For more information on Adams, visit her website at

Campbellsville University is a widely acclaimed Kentucky-based Christian university that offers over 100 programs of study including doctoral, masters, bachelors, associate and certification programs. The website for complete information is